According to an Insurance Services Office representative, the insurance premiums of all existing and new residential and commercial properties in Pennsylvania may substantially increase in the coming months and years.
This is because the state Legislature has allowed our Uniform Construction Code to become more than five years old without major changes. The UCC is the code used in the construction of new buildings and additions in Pennsylvania, and is primarily based on the 2009 International Building Code and Residential Code and their referenced standards.
Insurance Services Office audits are used by most insurance companies to establish the rate they use in setting your premiums.
This issue would not exist if the Legislature passed legislation that would require the statewide code to be within the five-year acceptable window. Besides that, our buildings would be safer for Pennsylvanians because of the new technology included in these codes.
Unfortunately, most Pennsylvania legislators are not aware of this impending crisis.
Contact your local legislator to ensure they are aware of this issue and take appropriate action to avoid these potential cost increases.
Robert P. Yerger
CEO, Berkshire Systems Group Inc., Shillington